The Xclusive Plus Proposition has been designed by Access Bank (hereinafter known as “The Bank”) specifically for its clients. This is a premium banking experience designed to offer our clients the recognition and exceptional service they deserve.

I hereby agree to be bound by the following terms and conditions of the XclusivePlus Proposition.

Subscribing to the XclusivePlus Proposition

  • I wish to subscribe to the XclusivePlus Proposition offered to the clients of The Bank.
  • I understand the benefits of the XclusivePlus offering and I am aware of the required subscription fee.
  • I understand that the XclusivePlus offering is only available to The Bank’s clients.
  • The Bank reserves the right to modify this Agreement or its policies relating to the offerings of the XclusivePlus at any time without any notice to me.
  •  I understand I will be migrated to a Premium Current Account upon successful subscription, if i subscribed
    through a DiamondXclusive current Account.

Payment of Subscription

  • I authorize the bank to debit my account for the XclusivePlus subscription based on my selected payment plan and preferred date.
  • I understand that upon completion of the sign-up form, my account will be debited immediately for the 1st subscription.
  • I understand that my subscription plan will have to be renewed in the following month to enable me to continue enjoying the benefits of the proposition and any late payment may affect access to some benefits.
  • If for any reason the bank is unable to debit my preferred repayment account on my selected repayment date, I authorize the bank to debit the account on any subsequent day that the account is funded.
  • I authorize the bank, the right to debit any of my other Access Bank Accounts for any outstanding XclusivePlus Subscription Fee if required.

Visa Signature Debit Card

  • I understand that the lifestyle benefits attached to the Visa Signature Debit Card which includes but not limited to a Lounge Key, Travel Insurance and Hotel discounts are subject to the terms and conditions governed by Visa International.
  • I understand and agree that my Visa Signature Debit Card is one of the benefits attached to an active Xclusive Plus Subscription, hence if my XclusivePlus Subscription fee is not paid as at when due, the Bank has the right to de-activate the Visa Signature Debit Card and all related benefits tied to the card.  In the event that my Visa Signature debit card is deactivated, I will subsequently be issued a regular Debit Card, at the regular bank charge for that card.

Events and Movies Tickets

  • Complimentary movie and events tickets offered to XclusivePlus Subscribers are non – transferable. (Subscribers may need to show an ID card at the venue)
  • I understand that there are a specified number of free movie tickets and events tickets available within each month and these will be issued to Xclusive Plus Subscribers on a first-come first-served basis. Hence, redemption of these free tickets is subject to availability
  •  I understand that if I have redeemed my free movie or event tickets and do not use them for whatever
    reason, it will still count as part of my monthly or quarterly allocation.

Cancellation of the XclusivePlus Subscription

  • The Bank may at any time, with notice to me, suspend, cancel or refuse to renew my XclusivePlus membership without affecting my outstanding and rights as an account holder.
  • I understand my subscription can be cancelled for reasons including but not limited to; Inability to debit my accounts due to insufficient funds or when I no longer meet the bank’s qualifying criteria.
  • I understand that I may terminate my XclusivePlus Subscription at any time, by giving the bank notice of at least (5) working days. A termination request can be sent to the Relationship Manager at my branch or via the contact center.
  • I understand that if I terminate my XclusivePlus Subscription, there will be no refund on any subscription fees already paid.

Limitation of Liability

  • The Bank shall not be liable to me, if The Bank is unable to perform its obligations under this Agreement due (directly or indirectly) to the failure of any machine, data processing system, industrial dispute or anything outside the control of The Bank, its agents or subcontractors.
  • I understand that the bank is not the sole provider of the various lifestyle benefits available to me as an XclusivePlus Subscriber and shall not be held liable for any claims whatsoever arising from the provision of such lifestyle benefits to me

Severability

  • If any provision of these T&Cs is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue to be in effect.
  • If any unlawful and/or unenforceable provision of these T&Cs, would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Law and jurisdiction

These T&Cs and any dispute or claim arising out of or in connection with them or their subject matter (including any non-contractual disputes or claims) will be governed by the laws of Nigeria and the parties agree that the courts of Nigeria will have exclusive jurisdiction to settle any such disputes or claims.

To subscribe, please sign below to confirm, you have read and understood the Xclusive Plus proposition terms and conditions stated above, you accept and agree to be bound by the said terms and conditions and you agree that the bank may debit your account for your Xclusive Plus subscription fee.